North Carolina has emerged as a significant hub for financial technology (fintech) innovation. It boasts the fastest-growing financial services industry in the United States, with a remarkable 30% growth rate since 2018.

With significant financial hubs like Charlotte and the Research Triangle, North Carolina offers a fertile ground for fintech development, particularly in digital banking, AI-driven financial services, and blockchain applications. The expansion of fintech firms into the state highlights its growing influence in the sector, attracting startups and established players looking to scale their solutions.

As financial institutions continue to embrace automation, cloud-based services, and advanced security measures, the demand for fintech app development is soaring. Here are the top 7 fintech app development companies in North Carolina that are shaping the future of digital finance.

Best fintech app development companies in North Carolina

nCino

General Company Information:

  • Company Name: nCino, Inc.
  • Founder(s) Name: James “Chip” S. Mahan III, Neil Underwood, Pierre Naudé, Nathan Snell, Pullen Daniel
  • Company Website: https://www.ncino.com/
  • Number of Employees: Over 1,650 as of March 31, 2022
  • Ratings & Reviews: 4.6 out of 5 from 118 reviews on Clutch

Clients & Industries:

  • Top Customers: TD Bank, Truist Financial, Santander Bank
  • Industries Served: Banking and Financial Services

Technologies & Services:

  • Technologies They Work On: Cloud-based Banking Software, Artificial Intelligence, Machine Learning
  • Services Offered: Commercial Banking, Consumer Banking, Small Business Banking, Mortgage Suite, Treasury Management

Awards & Certifications:

  • Recognitions: nCino is a publicly traded company and a component of the Russell 1000 index.

Five Pack Creative

General Company Information:

  •         Company Name: Five Pack Creative
  •         Founder(s) Name: Kevin Legg and Jerry Beers
  •         Company Website: https://fivepackcreative.com/
  •         Number of Employees: Information not specified.
  •         Ratings & Reviews: 4.9 out of 5 based on 18 reviews on Clutch.

Clients & Industries:

  •         Top Customers: Newman Connect, Match
  •         Industries Served: Technology & SaaS, Fintech & Banking, Staffing

Technologies & Services:

  •         Technologies They Work On: iOS, Android, AI & ML, visionOS
  •         Services Offered: Mobile App Development, Web App Development, AI & ML Development, DevOps & DevSecOps, UX/UI Design & Research, Quality Assurance

Awards & Certifications:

  •         Recognitions: Featured on Inc.com’s profile

Designli

General Company Information:

  •         Company Name: Designli
  •         Founder(s) Name: Keith Shields
  •         Company Website: https://designli.co/
  •         Number of Employees: Information not specified.
  •         Ratings & Reviews: 5 out of 5 based on 68 reviews on Clutch.

Clients & Industries:

  •         Top Customers: 1MAC Anesthesia, Virtuosity, AskIris
  •         Industries Served: Web development, mobile app development, design

Technologies & Services:

  •         Technologies They Work On: iOS, Android 
  •         Services Offered: Mobile App Development, Web App Development, UX/UI Design, Cross-Platform Development

Awards & Certifications:

  •         Recognitions: Consistently praised for responsiveness, timeliness, and exceptional project management by G2, Google reviews, Clutch

SuperSourcing 

General Company Information

  •         Company Name: SuperSourcing
  •         Founder(s) Name: Mayank Pratap Singh
  •         Company Website: https://supersourcing.com/
  •         Price Model: Both hourly and project-based
  •         Charges Per Project: Custom pricing based on client needs and project scope
  •         Number of Employees: 51-200 
  •         Ratings & Reviews: 4.8/5 from Glassdoor

Clients & Industries

  •         Top 5 Customers: Razorpay, OpenAI, Swiggy, Zomato, BharatPe
  •         Industries Served: Technology & SaaS, Fintech & Banking, E-commerce & Retail, Healthcare & Pharma, Education & EdTech

Technologies & Services

  •         Technologies They Work On: Artificial Intelligence, Blockchain, Cloud Computing, Infrastructure Services, Metaverse, QA Automation, Security Testing, Solution Architecture, UI/UX ​
  •         Services Offered: Software development, mobile & web development, staff augmentation, IoT & cloud solutions, IT outsourcing, AI & machine learning, quality assurance, UI/UX design, digital transformation, low-code/no-code development ​

Awards & Certifications

  •         Recognitions: LinkedIn Top 20 Startups in India – 2023 & 2024, Google AI-Accelerated Top 20 Startup in India – 2024, Best AI-Powered Tech Hiring Platform – 2024, Recognized by Nasscom as an Emerging IT Staffing Leader

Flynaut LLC:

General Company Information:

  • Company Name: Flynaut LLC
  • Founder(s) Name: Shadab Rashid
  • Company Website: https://www.flynaut.com/
  • Number of Employees: Approximately 51–200 employees.
  • Ratings & Reviews: 4.3 out of 5 based on 41 reviews on Clutch. 

Clients & Industries:

  • Top Customers: Specific client names are not disclosed.
  • Industries Served: Healthcare, Finance, E-commerce, Gaming, Education, among others.

Technologies & Services:

  • Technologies They Work On: iOS Native App Development, Android Native App Development, Flutter Cross-Platform App Development, Web Development, AI & AR.
  • Services Offered: Mobile App Development, Web Development, Test Automation, Research, Analytics and Strategy, Rapid Prototyping, Dedicated Team (FlySquad), Growth Marketing.

Awards & Certifications:

  • Recognitions:
    • Mercedes Maybach Website by AWWWARDS (2023)
    • Clutch Champion Award (2023) 

Imaginovation

General Company Information:

  • Company Name: Imaginovation LLC
  • Founder(s) Name: Michael Georgiou and Pete Peranzo
  • Company Website: https://imaginovation.net/
  • Number of Employees: Approximately 11–50 employees
  • Ratings & Reviews: 4.9 out of 5 from 14 reviews on Clutch

Clients & Industries:

  • Top Customers: CREE Lighting, Movement for Life, Meck, USC Keck Medicine, Contactor Score, SML
  • Industries Served: Healthcare & Fitness, Manufacturing, Fintech, Logistics, Retail, Education, Real Estate, Automotive, Government & Public Sector, Travel & Tourism, Non-profit & NGO, Media & Entertainment

Technologies & Services:

  • Technologies They Work On: iOS, Android, AI, Machine Learning, Computer Vision, Predictive Analytics, Natural Language Processing, Cloud Application Development
  • Services Offered: Custom Software Development, Mobile App Development, Web Development, Business Process Automation, AI Development Services, UI/UX Designing, IT Services

Awards & Certifications:

  • Recognitions: BBB Accredited Business with an A+ rating since 2013

Matrix Media Solutions (P) Ltd.

General Company Information:

  • Company Name: Matrix Media Solutions (P) Ltd.
  • Founder(s) Name: Vivek Jain
  • Company Website: https://www.matrixnmedia.com/
  • Number of Employees: Approximately 100–250 employees.
  • Ratings & Reviews: 5.0 out of 5 based on 7 reviews on Clutch. 

Clients & Industries:

  • Top Customers: Majumder Group Of Industries
  • Industries Served: FinTech

Technologies & Services:

  • Technologies They Work On: iOS, Android, AI, Machine Learning, IoT, Embedded Systems.
  • Services Offered: Web Development, Mobile App Development, E-commerce Development, Creative Design Services, Digital Marketing Services, AI/ML Services, IoT/Embedded Systems, Dedicated Teams, Cyber Security.

Awards & Certifications:

  • Recognitions: ISO 9001:2015 certified company.

Conclusion

North Carolina’s fintech sector is experiencing unprecedented growth, driven by a strong financial infrastructure, cutting-edge technology, and a thriving innovation ecosystem. With one of the fastest-growing financial industries in the U.S., the state has positioned itself as a leader in digital banking, AI-driven finance, and blockchain solutions.

This rapid expansion is fueled by a highly skilled workforce, supportive business policies, and increasing investment in financial technology. As the demand for secure, scalable, and user-friendly fintech solutions rises, North Carolina continues to attract top talent and groundbreaking innovations.

The state’s fintech landscape is set to evolve even further, embracing emerging trends like decentralized finance (DeFi), open banking, and AI-powered financial services. With its strong foundation and forward-thinking approach, North Carolina is shaping the future of financial technology on a national and global scale.

FAQs

Why is North Carolina a growing hub for fintech app development?

North Carolina’s fintech industry growth rate is 30%, supported by a strong banking sector, access to tech talent, and a business-friendly environment. Its financial hubs, like Charlotte and the Research Triangle, attract fintech innovation and investment.

What are the key trends shaping fintech app development in North Carolina?

Significant trends include AI-powered financial services, blockchain applications, open banking, and digital payment solutions. Fintech firms in North Carolina are leveraging these technologies to enhance security, automation, and user experience.

 

How does North Carolina’s fintech industry compare to other U.S. states?

North Carolina ranks among the top fintech hubs in the U.S., alongside New York and California. Its low cost of living, strong financial sector, and access to skilled developers make it an attractive destination for fintech innovation.

What industries benefit the most from fintech app development in North Carolina?

The banking, insurance, lending, wealth management, and payment processing industries see the most impact. Fintech solutions enhance financial accessibility, fraud prevention, and digital transactions across these sectors.

What should businesses look for in a fintech app development company in North Carolina?

Businesses should prioritize experience in fintech security, compliance with financial regulations, expertise in AI and blockchain, and strong UX/UI design. A good fintech app development firm should offer scalable, innovative, and compliant solutions.